{"id":2510,"date":"2023-08-21T13:01:21","date_gmt":"2023-08-21T17:01:21","guid":{"rendered":"https:\/\/voile.qc.ca\/?page_id=2510"},"modified":"2026-04-14T09:51:08","modified_gmt":"2026-04-14T13:51:08","slug":"assurance","status":"publish","type":"page","link":"https:\/\/voile.qc.ca\/en\/assurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2510\" class=\"elementor elementor-2510\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ac4c4a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"ac4c4a2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ae16025 exad-glass-effect-no exad-sticky-section-no\" data-id=\"ae16025\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-52952f8 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"52952f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Insurance cover<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c2bc04 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"4c2bc04\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-780906c exad-glass-effect-no exad-sticky-section-no\" data-id=\"780906c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf86d7e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"bf86d7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><strong>Individual members<\/strong><\/h2><h5>Accidental death and dismemberment insurance<\/h5><ul><li>Whether you are an individual member, a member of a club that is a member of the federation or a trainee member training in an approved sailing school, you are protected by insurance coverage in the event of an accident while practicing your activities. sailing.<\/li><li>Whether during a competition, during training or even during a recreational outing, this coverage will be valid and protects you in the event of injury, mutilation or death. It is automatic for all members whose clubs and schools have sent us the information. This benefit is included with membership and does not involve any additional costs either for the individual who benefits from it, or for the organization through which he or she is a member of the federation.<\/li><li>Click to view:<ul><li><span style=\"color: #3366ff;\">the<\/span>\u00a0<span style=\"color: #3366ff;\">d<\/span><a href=\"https:\/\/voile.qc.ca\/wp-content\/uploads\/2024\/06\/30107610-SG-Voile-fr-bklt-basic-cl-I-III.pdf\">\u00e9tails de la police d&rsquo;assurance<\/a><a href=\"https:\/\/voile.qc.ca\/en\/images\/Documents\/Federation\/Docs%20reference\/AssAccident_Voile_2018.PDF\/\">,<\/a><\/li><li><a href=\"https:\/\/voile.qc.ca\/wp-content\/uploads\/2026\/04\/30107610-SG-Federation-de-voile-Standard-04-01-26.pdf\">la couverture d&rsquo;assurance<\/a><\/li><li>the procedures to follow in the event of a complaint (to come)<\/li><\/ul><\/li><\/ul><h5 class=\"ydp5ecb11ap1\"><span class=\"ydp5ecb11as3\"><b>Insurance in\u00a0<\/b><\/span><span class=\"ydp5ecb11as3\"><b>individual civil liability\u00a0<\/b><\/span><\/h5><p class=\"ydp5ecb11ap1\"><span class=\"ydp5ecb11as1\">Generally, this coverage is included in your home insurance. However, it may include exclusions. Check with your broker.\u00a0<\/span><\/p><h5 class=\"ydp5ecb11ap1\"><span class=\"ydp5ecb11as3\">Insurance for your sailboat<\/span><\/h5><p class=\"ydp5ecb11ap1\"><span class=\"ydp5ecb11as1\">It's up to you to decide if you want to insure your boat in the event of loss, theft or damage. There are several boater coverage programs on the market. You can check on the Sail Canada website if a program is available.\u00a0<\/span><\/p><h2><strong>Institutional members<\/strong><\/h2><h5><strong>Summary of coverage<\/strong><\/h5><p>There are several types of coverage to consider if you are an organization offering services.<\/p><p>For an overview of the insurance policies to consider if you represent a sailing club or school:\u00a0<a href=\"https:\/\/voile.qc.ca\/wp-content\/uploads\/2023\/10\/Assurance_resume-de-couvertures.pdf\" target=\"_blank\" rel=\"noopener\">Insurance coverage summary <\/a>. In order to make informed choices and protect yourself adequately, also consult a broker\u00a0<\/p><h5><strong>Insurance for directors and officers of NPOs<\/strong><\/h5><ul><li>Club, school or camp members who are NPOs affiliated with the FVQ (local authorities) can benefit from\u00a0<strong>free<\/strong>\u00a0insurance for managers and administrators. Please note that it is important not to hold more than one policy covering directors and officers.<\/li><li>Click here to view the\u00a0<a href=\"https:\/\/www.associationsquebec.qc.ca\/infos-programme-assurances-administrateurs-dirigeants-rlsq\" target=\"_blank\" rel=\"noopener\">policy details<\/a><\/li><li>Contact us for more details or to register.<\/li><\/ul><h5><strong>Commercial liability insurance<\/strong><\/h5><p>As an organization affiliated with the FVQ offering club, camp or approved school activities,\u00a0<strong>you must have civil liability coverage<\/strong>\u00a0appropriate to your activities and submit your insurance certificate to us.<\/p><p>Pour vous appuyer dans vos d\u00e9marches d\u2019obtention de couverture et vous aider \u00e0 expliquer le cadre dans lequel vous op\u00e9rez \u00e0 votre courtier et lui donner les outils pour d\u00e9montrer toutes les mesures de mitigation des risques mises en place aux assureurs, voici un document que vous pouvez porter \u00e0 leur attention : <a href=\"https:\/\/voile.qc.ca\/wp-content\/uploads\/2025\/08\/Cadres-reglementaire-et-operationnel-des-clubs-et-ecoles-de-voile-au-Quebec-v2025-04-01.pdf\">Cadres r\u00e9glementaire et op\u00e9rationnel des clubs et \u00e9coles de voile au Qu\u00e9bec\u00a0<\/a><\/p><ul><li>Contact an insurance broker to determine your needs.<\/li><li>You can contact us if you are looking for a broker.<\/li><\/ul><h5><strong>Accidental death and dismemberment insurance<\/strong><\/h5><ul><li>If you are a club affiliated with the FVQ, an approved sailing school or an approved sailing camp, your members, volunteers and trainees are covered free of charge by the\u00a0<a href=\"https:\/\/voile.qc.ca\/wp-content\/uploads\/2023\/10\/Certificat-Federation-de-Voile-2019-1.pdf\" target=\"_blank\" rel=\"noopener\">insurance in the event of accidental death and mutilation<\/a>.<\/li><li>See individual member coverage above.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Couverture d&rsquo;assurance Membres individuels Assurance en cas de d\u00e9c\u00e8s et mutilation par accident Que vous soyez membre individuel, membre d\u2019un club qui est membre de la f\u00e9d\u00e9ration ou encore membre stagiaire en formation dans une \u00e9cole de voile homologu\u00e9e, vous \u00eates prot\u00e9g\u00e9 par une couverture d\u2019assurance en cas d\u2019accident pendant la pratique de vos activit\u00e9s [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2510","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance - Voile Qu\u00e9bec<\/title>\n<meta name=\"description\" content=\"En \u00e9tant membre de la FVQ vous \u00eates prot\u00e9g\u00e9 par une couverture d&#039;assurance en cas d&#039;accident lors de la pratique de vos activit\u00e9 de voile\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/voile.qc.ca\/en\/assurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance - Voile Qu\u00e9bec\" \/>\n<meta property=\"og:description\" content=\"En \u00e9tant membre de la FVQ vous \u00eates prot\u00e9g\u00e9 par une couverture d&#039;assurance en cas d&#039;accident lors de la pratique de vos activit\u00e9 de voile\" \/>\n<meta property=\"og:url\" content=\"https:\/\/voile.qc.ca\/en\/assurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Voile Qu\u00e9bec\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/voilequebec\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-14T13:51:08+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/voile.qc.ca\/fr\/assurance\/\",\"url\":\"https:\/\/voile.qc.ca\/fr\/assurance\/\",\"name\":\"Assurance - Voile Qu\u00e9bec\",\"isPartOf\":{\"@id\":\"https:\/\/voile.qc.ca\/fr\/#website\"},\"datePublished\":\"2023-08-21T17:01:21+00:00\",\"dateModified\":\"2026-04-14T13:51:08+00:00\",\"description\":\"En \u00e9tant membre de la FVQ vous \u00eates prot\u00e9g\u00e9 par une couverture d'assurance en cas d'accident lors de la pratique de vos activit\u00e9 de voile\",\"breadcrumb\":{\"@id\":\"https:\/\/voile.qc.ca\/fr\/assurance\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/voile.qc.ca\/fr\/assurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/voile.qc.ca\/fr\/assurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/voile.qc.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/voile.qc.ca\/fr\/#website\",\"url\":\"https:\/\/voile.qc.ca\/fr\/\",\"name\":\"Voile Qu\u00e9bec\",\"description\":\"La r\u00e9f\u00e9rence de voile au Qu\u00e9bec\",\"publisher\":{\"@id\":\"https:\/\/voile.qc.ca\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/voile.qc.ca\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/voile.qc.ca\/fr\/#organization\",\"name\":\"F\u00e9d\u00e9ration de Voile du Qu\u00e9bec\",\"url\":\"https:\/\/voile.qc.ca\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/voile.qc.ca\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/voile.qc.ca\/wp-content\/uploads\/2023\/11\/cropped-bateau-bleu-V5.png\",\"contentUrl\":\"https:\/\/voile.qc.ca\/wp-content\/uploads\/2023\/11\/cropped-bateau-bleu-V5.png\",\"width\":500,\"height\":116,\"caption\":\"F\u00e9d\u00e9ration de Voile du Qu\u00e9bec\"},\"image\":{\"@id\":\"https:\/\/voile.qc.ca\/fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/voilequebec\",\"https:\/\/www.instagram.com\/voilequebec\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Assurance - Voile Qu\u00e9bec","description":"En \u00e9tant membre de la FVQ vous \u00eates prot\u00e9g\u00e9 par une couverture d'assurance en cas d'accident lors de la pratique de vos activit\u00e9 de voile","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/voile.qc.ca\/en\/assurance\/","og_locale":"en_US","og_type":"article","og_title":"Assurance - Voile Qu\u00e9bec","og_description":"En \u00e9tant membre de la FVQ vous \u00eates prot\u00e9g\u00e9 par une couverture d'assurance en cas d'accident lors de la pratique de vos activit\u00e9 de voile","og_url":"https:\/\/voile.qc.ca\/en\/assurance\/","og_site_name":"Voile Qu\u00e9bec","article_publisher":"https:\/\/www.facebook.com\/voilequebec","article_modified_time":"2026-04-14T13:51:08+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/voile.qc.ca\/fr\/assurance\/","url":"https:\/\/voile.qc.ca\/fr\/assurance\/","name":"Assurance - Voile Qu\u00e9bec","isPartOf":{"@id":"https:\/\/voile.qc.ca\/fr\/#website"},"datePublished":"2023-08-21T17:01:21+00:00","dateModified":"2026-04-14T13:51:08+00:00","description":"En \u00e9tant membre de la FVQ vous \u00eates prot\u00e9g\u00e9 par une couverture d'assurance en cas d'accident lors de la pratique de vos activit\u00e9 de voile","breadcrumb":{"@id":"https:\/\/voile.qc.ca\/fr\/assurance\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/voile.qc.ca\/fr\/assurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/voile.qc.ca\/fr\/assurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/voile.qc.ca\/"},{"@type":"ListItem","position":2,"name":"Assurance"}]},{"@type":"WebSite","@id":"https:\/\/voile.qc.ca\/fr\/#website","url":"https:\/\/voile.qc.ca\/fr\/","name":"Voile Qu\u00e9bec","description":"La r\u00e9f\u00e9rence de voile au Qu\u00e9bec","publisher":{"@id":"https:\/\/voile.qc.ca\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/voile.qc.ca\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/voile.qc.ca\/fr\/#organization","name":"F\u00e9d\u00e9ration de Voile du Qu\u00e9bec","url":"https:\/\/voile.qc.ca\/fr\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/voile.qc.ca\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/voile.qc.ca\/wp-content\/uploads\/2023\/11\/cropped-bateau-bleu-V5.png","contentUrl":"https:\/\/voile.qc.ca\/wp-content\/uploads\/2023\/11\/cropped-bateau-bleu-V5.png","width":500,"height":116,"caption":"F\u00e9d\u00e9ration de Voile du Qu\u00e9bec"},"image":{"@id":"https:\/\/voile.qc.ca\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/voilequebec","https:\/\/www.instagram.com\/voilequebec"]}]}},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/voile.qc.ca\/en\/wp-json\/wp\/v2\/pages\/2510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/voile.qc.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/voile.qc.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/voile.qc.ca\/en\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/voile.qc.ca\/en\/wp-json\/wp\/v2\/comments?post=2510"}],"version-history":[{"count":50,"href":"https:\/\/voile.qc.ca\/en\/wp-json\/wp\/v2\/pages\/2510\/revisions"}],"predecessor-version":[{"id":20429,"href":"https:\/\/voile.qc.ca\/en\/wp-json\/wp\/v2\/pages\/2510\/revisions\/20429"}],"wp:attachment":[{"href":"https:\/\/voile.qc.ca\/en\/wp-json\/wp\/v2\/media?parent=2510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}